Frequently Asked Questions
General Questions
How much is my house worth?
What kind of properties does Zero Stress Home Buyers purchase?
Do I have to pay anything to receive an offer from Zero Stress Home Buyers?
Is there anything I have to do to get the property ready for sale?
Where does Zero Stress Home Buyers purchase properties?
We buy homes throughout South Florida, including Broward County and Palm Beach County.
What does Zero Stress Home Buyers do with my property after they close on it?
What is required from me for closing?
Very little is required from you. We only need some basic information about you and the property, and the title company prepares your closing documents. Because we buy houses as-is, you do not need to make repairs, renovate or clean before closing. After you sign your contract, the title company stays in touch with you until closing day, and your licensed agent is available by phone if you have questions. To see every stage from your first call to closing day, read how our four-step process works.
How long does it take to close?
Most closings take about one to three weeks from the day you sign your contract, and we can often close in as little as one week if you need to move faster. Because this is a cash sale, you do not wait on a buyer’s mortgage approval or appraisal. The timeline mainly depends on the title work, any mortgage payoff, and the closing date that suits you best. If you have a deadline, tell your agent on the first call so the closing can be planned around it. You can see how each step fits together in our closing process, or request your cash offer to get your timeline started.
What if I need some extra time to close?
You can ask for more time, and your designated licensed agent will extend the closing date for you. We work at your pace, so you do not have to rush to move out, find your next home or settle your affairs before closing. The earlier you tell your agent, the easier it is to adjust the date and coordinate with the title company. You can also share your ideal timeline up front, since the closing date is one you choose when you review your contract. To talk it through, speak with one of our licensed agents.
How do I get paid at closing?
Most sellers are paid by bank wire, and you can request certified funds or a bank check instead. A wire sends your money straight to your bank account, so there is nothing to deposit in person. Give your wiring details only to your title company and confirm them by phone, because email scams that change wiring instructions are common. Whichever method you choose, tell your agent ahead of time so it is ready on closing day. Getting paid is the last of our four steps to sell your house for cash.
What will be deducted from the purchase price at closing?
Nothing is deducted except a remaining mortgage balance or back owed property taxes, if either applies to you. We cover all closing costs, including the documentary stamp tax, and we do not charge agent commissions or hidden fees, so your offer amount is the amount you receive after those payoffs. The title company collects any payoff at closing and lists it on your settlement statement, so you can see exactly where every dollar goes before you sign. Learn more about selling to us with no commissions or fees.
Common Closing Questions
Common Seller Questions
What if I still have a mortgage on my property?
You can still sell, and your mortgage is paid off at closing from your sale proceeds. The title company sends you an authorization form so it can request the final payoff amount from your mortgage company. That payoff is collected on your settlement statement, so you do not need to pay off the loan before you sell. Whatever remains of your offer after the payoff and any back owed property taxes is yours. Mention your lender and approximate balance when you request your cash offer so your agent can plan around it.
When do I receive my funds?
You receive your funds on closing day, once your signed documents are in and the title company completes the closing. Because closings can happen in as little as one week, you can be paid in as little as seven days after you sign. If you are paying off a mortgage, the lender is paid first from the proceeds and the rest goes to you. Want a timeline for your own house? Request your no-obligation cash offer and your agent will map out your closing date with you.
Where does closing take place?
You can close at the title company’s office or close from home, whichever is easier for you. If you prefer not to travel, the closing documents can be sent to you by overnight express, and you sign them with a notary as the title company instructs. Because we can handle the whole process by phone, you do not need home visits or in-person meetings with us. We buy houses across Fort Lauderdale and Broward County, and your agent will help you choose the closing option that fits your schedule.
Can I still sell my house if I am in foreclosure?
Yes, you can still sell, and we work with homeowners facing foreclosure regularly. We have experience working with many banks and use an attorney-owned title company for these cases. We contact your lender to get the final payoff amount and move quickly to speed up the closing. Because foreclosure timelines can be tight, call as soon as you receive a notice from your lender or the court. Our licensed agents can explain your options, and we recommend speaking with a Florida attorney about your specific legal situation.
What if my tenants are behind on rent?
You can still sell, and we can close even if your tenants are behind on rent or have stopped paying. Tell your agent about the situation on your first call so it is noted on your file, and our property management team handles these situations from there. Helpful details to share include how far behind the tenants are, the monthly rent, the lease end date and any security deposit. We buy rental properties in Fort Lauderdale and Broward County, whether they are occupied or vacant.
