Sell a House With Liens or Title Issues

Liens, unpaid taxes or title problems holding up your sale? We buy houses for cash in Fort Lauderdale and throughout Broward County, and we work with a local title company to resolve many liens and title issues at closing.

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A Simple Solution for Complicated Title

A lien or title defect can stop a traditional sale in its tracks. Many buyers and lenders walk away as soon as the title search turns up a problem. We buy properties with title complications regularly, and we work with a title company to sort out what is owed and pay it from the sale proceeds.

What Is a Property Lien in Florida?

A lien is a legal claim against a property for an unpaid debt. Liens are recorded with the Broward County Official Records and usually must be paid or resolved before the property can transfer with clear title. Common liens include mortgages, unpaid property taxes, HOA or condo association liens, contractor liens, code enforcement liens and court judgments.

Common Liens and Title Problems We Help With

We help Broward County property owners with issues like these.

Code Enforcement Liens

Unpaid city code fines can grow daily and become liens on the property.

HOA or Condo Association Liens

Past-due dues and special assessments can lead to an association lien.

Unpaid Property Taxes

Delinquent Broward County property taxes can lead to tax certificates and, eventually, a tax deed sale.

Contractor or Judgment Liens

Unpaid contractors and court judgments can attach to your property.

Missing Heirs or Clouded Title

Gaps in ownership, old estates or recording errors can cloud the title.

How Liens Are Paid at Closing

When you sell, the title company orders payoff amounts for each lien. Those amounts are paid directly from the sale proceeds at closing, and you receive whatever remains. In some cases, such as city code fines, it may be possible to request a reduction. We will walk you through what we find and how it affects your offer.

Learn more about how our process works →

Fixing Title Problems Before Closing

Some title issues take more than a payoff. Missing signatures, old estates or errors in the public record may require corrective documents or a quiet title action. We work with our title company and, when needed, a real estate attorney to fix these problems so the sale can move forward.

What If the Liens Are More Than the House Is Worth?

If the total of your mortgage and liens is higher than the property’s value, a sale may still be possible through negotiated payoffs. Every case is different, so we will review the title report with you and explain the options.

Pay Off, Negotiate, or Sell?

Owners dealing with liens usually have a few options.

Pay the Liens Yourself

Paying off the debts clears title, which works if you have the cash available.

Negotiate a Reduction

Some lienholders, including some cities, will reduce fines or accept a settlement.

Sell It

Selling for cash lets the title company pay the liens from the proceeds, so you don't need money up front.

Sell Your House As-Is, Liens and All

We buy properties with liens and title issues in any condition. You don’t need to fix the house or clear every problem before reaching out. We handle the details with the title company.

How It Works

Selling a house with liens or title issues is easy with Zero Stress.

Tell Us About the Property

Fill out our quick form or give us a call.

Receive Your Cash Offer

We’ll review your property and make a fair cash offer based on the details.

Choose Your Closing Date

You pick the date that works best for you. We handle the rest.

What Types of Properties With Liens Do We Buy?

We buy single-family homes, condos, townhomes, multi-family properties, commercial buildings and land with liens or title problems.

A Local Broward County Home Buyer You Can Trust

Zero Stress Home Buyers is a local, family-owned company based in Broward County. We know how Broward County liens, code cases and tax certificates work, and we have local title partners who handle them every day. We keep the process clear and explain each step.

Questions About Selling a House With Liens in Broward County

Can I sell a house that has a lien on it?

Yes. In most cases the lien is paid from the sale proceeds at closing through the title company.

Do you buy houses with code enforcement fines?

Yes. We buy properties with open code cases and fines. Some fines may be reduced through the city.

What if I owe back property taxes?

Unpaid taxes are typically paid at closing. Selling before a tax deed sale can help you keep your equity.

Can you help with an HOA lien?

Yes. The title company requests an estoppel letter from the association and pays what is owed at closing.

What is a quiet title action?

It is a court process used to fix certain title problems, such as unclear ownership. We can work with an attorney if one is needed.

How fast can you close?

Simple payoffs can often close in as little as 7 days. More complex title issues may take longer.

Is my information kept private?

Yes. We keep your information and your situation confidential.

Will I pay realtor commissions or fees?

No. There are no realtor commissions or fees when you sell directly to Zero Stress.

How is my cash offer calculated?

We look at the property’s location, condition, comparable sales, needed repairs, liens and current market conditions.

Am I obligated to accept the offer?

No. Our cash offer is completely no-obligation.

Ready to Sell Without the Title Headaches?

Get a fair cash offer for your property and let us handle the liens and title work with our title partners. No repairs, no showings, no fees and a simple process from start to finish.